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Ride Now, Pay Later1

Finance your purchase, and ride out on your dream bike!

With the Trek Credit Card, Synchrony Freedom to Ride Card, or PayPal Credit, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike, cycling apparel, and cycling equipment today! The Trek credit card offers special financing2 options that allow you to walk in and ride out.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes!3 You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your financing plan.

Girl excited next to bike

Trek Cardholder Benefits:

  • No Interest if paid in full within 6 or 12 months on purchases of $210+ for 6 months or $420+ for 12 months made with your Trek Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.4
  • 24/7 online access
  • Convenient payment options
  • No Annual Fee5

Click here for more benefits of the card.    
› Apply for the Trek Card on-the-go: text "trek" to 977886

Couple riding electric bikes

Freedom to Ride Cardholder Benefits:

  • 12 month No Interest on ALL PURCHASES - No minimum purchase required
  • Simple application and fast credit decisions
  • Low minimum monthly payments
  • Convenient online account management 

 Apply Now

PayPal Credit logo

PayPal Financing Available at Checkout

Ready to ride?

Start shopping for your dream bike now!

Trek Card Details:

1 Minimum payments are required for each Credit Plan. Valid for single transaction only.

2 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  

3 Minimum payments required each billing period. Interest will apply according to your regular credit terms.

4 For new accounts, as of 11/2020 Variable Purchase APR of 26.99% based on the Prime Rate. Minimum Interest Charge is $1.00 per Credit Plan.

5 Not a final credit decision.

6 By texting the keyword to apply, you are agreeing to receive an automated marketing message about the Trek Credit Card promotion. Message and data rates may apply. Consent is not a condition of purchase. Text HELP = help, STOP = stop to SMS shortcode. Privacy Policy: https://www.trekstorecincinnati.com/articles/privacy-policy-pg908.htm. Must have a smartphone to complete the credit card application.

Credit card offers are subject to credit approval.
Trek Credit Card Accounts are issued by Comenity Bank.