Ride Now, Pay Later

Finance your purchase, and ride out on your dream bike!

With the Trek Credit Card or Synchrony Freedom to Ride Card, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike, cycling apparel, and cycling equipment today! Our deferred-interest* special financing plans, allowing you to walk in and ride out.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your financing plan.

Girl excited next to bike

Trek Cardholder Benefits:

  • 6 and 12 month No Interest plans available*
  • 9.99% APR for 24 or 36 months, thereafter 28.49% standard variable APR**
  • 24/7 online access
  • Convenient payment options
  • No Annual Fee***

Learn more about the Trek Credit Card     
› Apply for the Trek Card on-the-go: text "trek" to 97788

Couple riding electric bikes

Freedom to Ride Cardholder Benefits:

  • 12 month No Interest on ALL PURCHASES - No minimum purchase required
  • Simple application and fast credit decisions
  • Low minimum monthly payments
  • Convenient online account management 

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Ready to ride?

Start shopping for your dream bike now!

Trek Card Details:

*Subject to Credit Approval. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum monthly payments are required. Promotional plan availability may vary by provider location.

**If the purchase balance is not paid in full in 24, or 36 months (depending on the plan selected) or if you fail to make any payment when due, any remaining balance will be added to the regular purchase balance and subject to the standard variable purchase APR of 28.49%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1); or $5. Required minimum purchase of $1,999. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. The total Minimum Payment on your Account won't be less than $30. If your Account balance is less than $30, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Monthly Payment by the Due Date each month. Minimum Interest Charge is $1.00 per credit plan at a standard variable APR of 28.49%, based on the Prime Rate. Promotional plan availability may vary by provider location.

***Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 28.49%, based on the Prime Rate.